Mortgages

At NMS Financial we understand that buying a home and entering into a mortgage agreement is probably one of the biggest financial commitments you are ever likely to make. There are many different types of mortgage deals around today and almost as many ways to repay your mortgage. But which is the right one for you?

We feel it is important for you to make the right choice when selecting a mortgage. Being better informed about what is available to you is your key to making a better choice.

When choosing a mortgage, some things you should consider are:

• How should you repay your mortgage?
• What deal type should you choose?
• Do you have any special requirements?

Types of Mortgage we offer:

At NMS Financial we offer a wide range of mortgages including:

• Repayment Mortgages
• Interest Only Mortgage
• Variable Rate Mortgages
• Fixed Rate Mortgages
• Discounted Rate Mortgages
• Stepped Rate Mortgages
• Capped Rate Mortgages
• Cashback Mortgages
• Base Rate Tracker Mortgages
• Flexible Mortgages
• Current Account Mortgages
• First Time Buyers
• Adverse Credit
• Buy-To-Let
• Right-To-Buy
• Shared Ownership
• Shared Equity

In general Buy to Let mortgages are not regulated by the Financial Services Authority.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

You can pay for our services by fee only. In these circumstances, a typical fee is 2% of the loan payable on completion. You can also pay a reduced fee and we will retain the procuration fee from the lender. A typical fee would then be £295 of the loan. The precise amount will depend on your circumstances.